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Paying, Managing University Fees and All The “wahala” Students Face

Burn Keita by Burn Keita
1st July 2019
in Education
Paying, Managing University Fees and All The “wahala” Students Face
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We are in a country where the cost of tertiary education is becoming extremely higher and not reducing. Most universities in Ghana collect fees per-semester and others do so every academic year.

My worry is, most students are unable to raise and pay this amount before the end of an academic year hence denying them the right to take part in academic activities such as the end of semester examinations.

In recent days, most universities have come up with flexible payment plans for students which are discussed below.

A sample fees structure

This is just a sample of how yearly fees look like

University flexible payment plans

  1. If your finances are good, the ideal option is to pay in full so you don’t have any problem with registration or border about school fees
  2. Most universities including KTU allow students to pay 50 percent of their fees in the first semester and spread the rest over the remaining semester.
  3. Allow the use of financial aid or other scholarships schemes to pay off their fees
  4. Allow letter of an undertaking if you can’t get the fees within the normal registration period
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Now planning your payment plan

If you are coming from what I consider the ideal home, where you are born with your education planed from crèche to the tertiary level, your parents have investments in your name, educational insurance or assurance policies in your name, all you need is to gain admission into any tertiary institution and get access to these investments or policies.

But if you are coming from a typical Ghanaian home where most of us are from, your survival the next day is determined by faith, school fees will be the least to consider. Most of us grow from these homes having either to worked to pay our school fees at an early age.

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University fees should not stop you from graduating, what most of us don’t understand is that once you gain admission into a responsible university like KTU, you’ll have 3 years to complete an HND program, meaning having to pay fees for three academic years. You don’t need to always wait for a fees structure to pay your fees, you have a personal account with your index number I will call your account number.

What I will advise is that anytime you come by money which is a gift, tip or worked for, you can always pay into your account regardless if you are in school or on vacation, just make sure it is paid into your school’s personal account. You can always check your account on the SIP.ktu.edu.gh to see if it has reflected

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Most students will not buy this, don’t worry, your money is safe, you can keep your pay-in-slips or receipts just for future reference and if you happen to have paid more than your fees for a particular academic year, your account will be credited for the following year until your last semester if you still have a balance in your favour, you can write for a refund.

Thank you for reading,

share your experiences and comments below

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Comments 10

  1. Selorm says:
    3 years ago

    Hmmmm… This will go a long way in helping most of us. Wish each student could have access to this info. How I stressed up myself 1st semester in level 200 due miscommunication. Until I got your contact from the SRC president to follow up and get updates. Thank you Sir

    Reply
  2. JOEL OKLEY YOHUNO says:
    3 years ago

    Thanks for this education. The other time I was thinking if I can do this small small payments.

    Reply
  3. Ignatius Naagmenkorm says:
    3 years ago

    Yo Insider
    That was absolutely mind blowing peace of advice. Am blessed for not ignoring πŸ™

    Reply
  4. anonymous says:
    3 years ago

    Great advice ever✌🏼 I’ve been

    thinking of how to save money and pay my fees cos mostly if it’s in my momo or bank Account I’ve been going for it anytime I need it and

    I don’t spend it wisely too πŸ€¦πŸ½β€β™‚πŸ€¦πŸ½β€β™‚

    thanks so much πŸ™πŸ™

    Reply
  5. Marvis Ehigiator says:
    3 years ago

    Thank πŸ™ this was very helpful. i was thinking how i would be able to raise money for my SCH feesπŸ€¦πŸ½β€β™‚

    Reply
  6. anonymous says:
    3 years ago

    No wonder you are Deinsider

    thanks for ya help Fam❀

    Reply
  7. Bernice Nartey says:
    3 years ago

    Thanks for the advice. God bless you.

    Reply
  8. Louder says:
    3 years ago

    DeInsider We are greatful

    Reply
  9. Louder says:
    3 years ago

    DeIsider We are Grateful

    Reply
  10. Flex91 says:
    3 years ago

    For foreign student … its very difficult to pay because they don’t have rate … its very difficult to them to pay when the dollars decrease or increase. .. and their not doing nothing about it.

    Reply

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